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Will Your Insurance Cover a Nose Job? Find Answers to Your FAQs Here!

July 4, 2025

Filed under: Uncategorized — dr_wiesman @ 6:48 pm
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Have you been thinking about visiting a facial plastic surgeon for a nose job consultation? A procedure has the potential to improve both the function and appearance of your nose! However, it is understandable if you are reluctant to attend a consultation due to concerns about cost. Just how much does a nose job cost on average, and will your insurance help pay for your procedure? This blog post provides answers to some relevant FAQs.

Septoplasty vs. Rhinoplasty — What Is the Difference?

“Nose job” is a colloquialism that can refer to different procedures, including both septoplasty and rhinoplasty.

Septoplasty is a procedure performed to correct issues within your nasal septum, such as a deviated septum that affects your breathing. This surgery aims to improve the function of your nose and help you experience easier airflow and relief from congestion. Rhinoplasty, on the other hand, focuses primarily on the external appearance of your nose. It can alter its shape, size, or proportions to achieve your desired look.

How Much Does a Nose Job Cost?

The overall cost of a nose job depends on various factors, such as the complexity of your condition, the expertise of your surgeon, and the location of your chosen facility. It is normal for nose procedures to cost at least several thousand dollars.

You should speak with your surgical team to find out what influences the total cost of your procedure. They can provide a cost estimate and help you understand your financial options.

What Does Medical Insurance Cover?

Your medical insurance policy may provide coverage for septoplasty if you have a diagnosed medical need, such as breathing challenges due to a deviated septum. Insurance companies typically require thorough documentation from your healthcare provider before they issue authorization for coverage. Provide your surgical team with your insurance information so they can assist you with maximizing your benefits.

Because rhinoplasty is usually regarded as cosmetic, it is rarely covered by insurance. However, there are exceptions to the rule. For example, coverage might be available if an accident significantly damaged your nose. Again, it is important to communicate with your insurance provider so you do not run into any unpleasant surprises regarding the financial side of your treatment.

How Can You Manage the Cost of Your Procedure?

Even if you are eligible for insurance coverage, you might still be responsible for paying a significant amount of money out of pocket (this depends on your deductible and other aspects of your benefits). Ask your surgical team if they have provisions to help you manage the cost of your care. For example, you might be able to break up the cost of your treatment over the course of several months via a low-interest payment plan.

Every case is unique, so you cannot know all the financial details of your nose job until you speak with your care team. Hopefully, they can help you design a plan that will allow you to get the treatment you need with minimal financial stress.

Meet the Practice

Dr. Gary Wiesman is an experienced facial plastic surgeon in the Chicago area. He offers septoplasty, rhinoplasty, and other nose procedures. Our team welcomes most types of medical insurance, and we would be happy to help you navigate the process of using your benefits. We also offer low-interest financing plans through CareCredit. To learn more about us and how we may be able to assist you, contact our office at 312-796-5550.

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